Navi UPI Referral Code 6NHXsp: How to Use & Get Rewards
Navi offers personal loans, home loans, auto loans, health insurance, life insurance, mutual fund investments, and other financial products—all accessible from one app. Signup with navi Upi Referral Link and get navi referral reward worth ₹5 + earn up to ₹12,000 coins(i.e ₹120) per referral. Use Navi UPI referral code 6NHXsp to unlock signup rewards and referral bonuses.
How to sign up with Navi referral code?
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Click the referral link to download the Navi app.
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Create your account with mobile number and email.
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Complete email and SMS verification.
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Make your first UPI transaction to get ₹5 instant credit and activate rewards eligibility.
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Share your unique referral link with friends and family.
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Friends sign up using your link and make UPI payments in first 7 days.
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Earn coins based on their UPI usage: 7,000 coins (1 day usage) + 3,000 coins (3 days) + 2,000 coins (5 days).
How to refer Navi app
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Open the Navi app and scroll to bottom section and you will see 'Refer & Earn' section.
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Copy your unique referral code 6NHXsp or referral link.
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Share it with friends and family via messages, social media, or email.
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When they sign up using your link and make UPI payments, referral rewards are credited as per the current program.
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Track your referral earnings and coin balance directly within the Navi app.
Proof of Navi UPI Refer and Earn
Key benefits of using Navi
Instant Money Transfers with Zero Transaction Fees
Send money instantly to any bank account or UPI ID. Navi UPI offers guaranteed security and reliable payments with zero processing fees on all UPI transactions.
Earn Up to 12,000 Coins Per Referral
Get 7,000 coins when friend uses Navi UPI for 1 day, 3,000 coins for 3 days, and 2,000 coins for 5 days in their first week. Monthly cap: earn from up to 1,000 referrals.
One-Click UPI Lite Payments (No PIN Required)
Complete transactions in just two easy steps with UPI Lite feature. No need to enter PIN every time—faster and more convenient for everyday payments.
Scan & Pay at Any Merchant
Scan QR codes at physical stores and digital merchants. Pay directly without carrying cash or cards. Supported across all UPI-enabled payment terminals.
RuPay Credit Card Integration
Link your RuPay credit card to Navi UPI and earn rewards on every transaction. Get more time to repay bills with cashback benefits and credit card statement tracking.
Frequently Asked Questions
Tap to view answers
What is the latest Navi UPI referral code?
The latest Navi referral code is 6NHXsp. Use the referral link above to automatically apply this code during signup—manual code entry after account creation is not supported.
How do I use the referral code in Navi UPI?
Click the referral link provided above, download the Navi app, and sign up. The referral code 6NHXsp will be automatically applied. You don't need to enter it manually during registration.
How to enter referral code in Navi UPI app?
The referral code is applied automatically when you sign up through the referral link. Navi doesn't have a manual 'Enter Referral Code' field after account creation, so you must use the referral link before signing up.
Can I use the Navi referral code after creating my account?
No, the referral code must be applied during signup through the referral link. You cannot enter or apply the code after your account is already created.
How much can I earn from Navi referrals?
You can earn up to 12,000 coins per referral. Your friends earn 7,000 coins for 1 day of UPI usage in the first week, 3,000 coins for 3 days, and 2,000 coins for 5 days. Monthly cap: you can earn from up to 1,000 referrals per month.
What are eligible payments for Navi referral rewards?
Only payments made via Navi UPI are eligible for referral rewards—not self-transfers or peer-to-peer transfers within the same app. Your friend must make actual UPI payments to merchants or other bank accounts to trigger rewards. Eligible transactions include utility bills, mobile recharges, merchant purchases, and money transfers to other UPI IDs.
How long do my friends have to make UPI payments to earn referral rewards?
Your friends must make UPI payments within the first 7 days of signing up. The more days they use Navi UPI in this first week, the more coins you earn: 1 day = 7,000 coins, 3 days = 3,000 coins, 5 days = 2,000 coins.
Is there a limit on how many people I can refer?
Yes, there is a monthly referral cap. You can earn referral rewards for up to 1,000 referrals each month. Your limit resets at the start of the next month, and you'll be eligible to earn rewards for new referrals again.
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