Stable Money Referral Code (Link): Get Up to ₹200 Bonus + 8.5% FD Rates
Stable Money is a comprehensive fixed-return investment platform that lets you access high-yield Fixed Deposits (up to 8.67%+ p.a.), invest in corporate bonds via Stable Bonds, and get a secured RuPay credit card against your FD. Use the latest Stable Money referral link to earn a ₹200 bonus on booking your first FD.
Offer Details
How to sign up with Stable Money referral code?
- 1
Click on the "Get Stable Money App" button to download the app. (Note: There is no manual code to enter; the ₹200 bonus is auto-applied when you use this link).
- 2
Sign up using your mobile number and complete your KYC.
- 3
Browse through the available Fixed Deposits and compare the rates.
- 4
Book your first FD to instantly receive a ₹200 sign-up reward.
How to refer Stable Money app
- 1
Open the Stable Money app and navigate to the Referral section.
- 2
Share your unique invite link with friends.
- 3
Your friend gets ₹200 on booking their first FD.
- 4
You get your referral bonus directly transferred to your KYC-verified bank account.
Key benefits of using Stable Money
Earn High FD Rates (Up to 8.67%)
Access some of the highest FD rates across India’s banks and NBFCs, allowing you to maximize returns compared to regular savings accounts.
₹5L DICGC Insurance (RBI Backed)
Your bank fixed deposits are insured up to ₹5,00,000 by DICGC, a wholly-owned subsidiary of RBI, ensuring the safety of your principal and interest.
Compare and Choose from 12+ Partners
Choose from 9+ banks and 3+ NBFCs all in one app. Compare rates intuitively without creating a savings account for each.
Backed by Top Investors
The platform is trusted by over 30 lakh users and backed by industry veterans like Kunal Bahl (Snapdeal), Nandan Nilekani (Infosys), and Sriharsha Majety (Swiggy).
Lifetime Free Secured RuPay Credit Card
Get a secured UPI-enabled RuPay credit card against your FD with zero joining fees or income proof required. Powered by Suryoday Bank, it offers cashback, lounge access, and helps build your credit score effortlessly.
Stable Bonds for Higher Returns
Diversify your portfolio by investing in highly-rated corporate bonds through Stable Bonds, a SEBI-registered platform. Buy and sell bonds seamlessly to earn regular fixed income.
Frequently Asked Questions
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Does Stable Money have a referral code?
No, Stable Money does not provide a manual referral code. Instead, it offers a referral link that automatically applies any eligible signup bonus when you register and book your first FD.
Is Stable Money safe to use?
Yes, Stable Money is a secure digital platform. For FDs, it connects you directly with RBI-regulated banks and NBFCs. Deposits made through the platform in partner banks are insured up to ₹5 Lakhs by DICGC.
Do I need to open a savings account to book an FD?
No, one of the biggest benefits of Stable Money is that you don't need to open a separate savings account with each bank in order to book an FD.
Are there any charges for booking FDs through Stable Money?
Stable Money currently does not charge users any account opening fees or processing fees for booking Fixed Deposits through their platform.
Can I prematurely withdraw my FD on Stable Money?
Yes, premature withdrawal is possible, but it usually attracts a bank penalty (often 0.5% to 1%). You can initiate withdrawal directly through the app or the respective bank’s net banking portal.
How does the Stable Money referral program work?
When a new user joins using your referral link and successfully books their first FD, they receive a ₹200 bonus. Depending on ongoing campaigns (like the Stable Bonds program), referrers can also earn 1% of the referee's investment, up to ₹5,000 per referral.
Is income from Stable Money FDs taxable?
Yes, the interest earned on Fixed Deposits is fully taxable as per your income tax slab. TDS may be deducted by the bank if the interest exceeds ₹40,000 in a financial year (₹50,000 for senior citizens).
Can I submit Form 15G/15H to avoid TDS on Stable Money?
Currently, you cannot submit Form 15G/15H directly through the Stable Money app. You will need to visit the respective partner bank's website or branch where the FD is held to submit the form and prevent TDS deduction.
Why is my FD showing as 'processing' when money was already deducted?
It generally takes T+1 or T+2 working days for the partner bank to generate the Fixed Deposit Advice (receipt). The interest, however, will be calculated from the day your funds were debited.
Why did my KYC or Penny Drop verification fail?
Verification usually fails if there is a name mismatch between your PAN Card, Aadhar Card, and your Bank Account. Ensure that the exact name format matches across all documents, as RBI regulations are strict for digital FD onboarding.
Do I have to visit a bank branch to prematurely break my FD?
Most partner FDs can be broken directly within the Stable Money app or the bank's digital portal. However, some partner banks might require a branch visit to break an FD and transfer the amount back if there are technical discrepancies.