Tata Neu Referral Code: RAHU7325 (Get 500 Free NeuCoins + 10% App Rewards)
Unlock premium shopping rewards with the Tata Neu HDFC Bank Credit Card (Infinity & Plus variants). Use the active Tata Neu referral code RAHU7325 during your application to claim a signup bonus of 500 NeuCoins (worth ₹500) on your first transaction. Save up to 10% on groceries, electronics, flights, medicines, and food across top Tata brands.
How to sign up with Tata Neu referral code?
- 1
Click on the "Apply for TataNeu Credit Card".
- 2
Apply for the card using referral code RAHU7325.
- 3
Complete the application and once you get approved make transactions worth ₹3000 within 60 days.
- 4
You will get 500 Neu coins.
How to refer Tata Neu app
- 1
Open the Tata Neu app and navigate to the "Finance" tab, then select "Credit Cards".
- 2
Look for the "Refer and Earn" banner and tap on it to generate your unique invite link.
- 3
Share your code or link with friends. Once they apply, get approved, and complete their 1st card transaction within 30 days, you earn 1,000 NeuCoins.
- 4
Track your successful referrals and spendable balance directly in the NeuPass rewards section.
Tata Neu Referral Reward Proof

Key benefits of using Tata Neu
10% Massive Rewards on Tata Neu App
Get a combination of 5% NeuCard Infinity value plus an additional 5% NeuPass member reward across BigBasket, Croma, Tata 1mg, and Tata Cliq.
Optimized Grocery Returns
Earn accelerated rewards on BigBasket. Smart shoppers split their bulk carts around ₹7,000 to maximize returns within per-transaction caps.
Transparent Valuation (1 NeuCoin = ₹1)
No confusing conversion matrices. 1 NeuCoin equals exactly ₹1 cash value, redeemable directly at checkout with no conversion fees or point losses.
1.5% UPI Rewards on RuPay
Link your NeuCard RuPay variant to any UPI app. Earn 1.5% back on all scan-and-pay transactions up to a monthly threshold of 500 NeuCoins.
High-Value Jewellery Perks
Avail up to 5% to 6.5% effective savings on gold and diamond sets at Tanishq and Titan outlets by fulfilling payments using the Infinity tier.
Earn Up to 3 Lakh NeuCoins Monthly
Invite friends and community members to apply for their own NeuCard. Earn up to 3,00,000 NeuCoins every single calendar month without limits.
Frequently Asked Questions
Tap to view answers
What are the latest airport lounge access terms?
| Card Tier | Domestic Lounges | International Lounges | Quarterly Spend Limit |
|---|---|---|---|
| Infinity Variant | 2 Visits per quarter | 4 Visits per year | Requires minimum ₹50,000 spend in previous quarter |
| Plus Variant | 1 Visit per quarter | Not available | Requires minimum ₹50,000 spend in previous quarter |
Is there an active Tata Neu Pay Later or Personal Loan invite code?
Tata Neu does not run standalone referral chains for Pay Later or Personal Loans right now. However, completing your primary registration with application code RAHU7325 maps your profile to all standard line credit opportunities across the platform ecosystem.
Does Tata Neu credit card offer flat 5% cashback on all transactions?
No, Tata Neu credit card does not offer flat 5% cashback on all transactions. Cashback (NeuCoins) varies based on spend category, Tata vs non-Tata brands, payment method, and whether you have an active NeuPass membership.
What are the joining and annual fees for Tata Neu Infinity and Plus credit cards?
| Fee Type | Tata Neu Infinity Card | Tata Neu Plus Card |
|---|---|---|
| Joining Fee | ₹1,499 (Currently ₹0 under limited-time offer) | ₹499 (Currently ₹0 under limited-time offer) |
| Annual / Renewal Fee | ₹1,499 + GST | ₹499 + GST |
| Annual Fee Waiver | Waived on ₹3,00,000 annual spend | Waived on ₹1,00,000 annual spend |
How much cashback can I earn per transaction with Tata Neu credit card?
| Transaction Type | Tata Neu Infinity Card | Tata Neu Plus Card |
|---|---|---|
| Tata brand spends (with NeuPass membership) | 10% back as NeuCoins | 7% back as NeuCoins |
| Tata brand spends (without NeuPass) | 5% back as NeuCoins | 2% back as NeuCoins |
| Non-Tata brand spends | 1.5% back as NeuCoins | 1% back as NeuCoins |
| Merchant EMI transactions | 1.5% back as NeuCoins | 1% back as NeuCoins |
| UPI payments via Tata Neu UPI ID | 1.5% back as NeuCoins | 1% back as NeuCoins |
| UPI payments via other apps (GPay, PhonePe, etc.) | 0.5% back as NeuCoins | 0.25% back as NeuCoins |
Which transactions are not eligible for cashback (NeuCoins) on Tata Neu credit card?
| Category | Transactions Not Eligible for NeuCoins |
|---|---|
| Fuel & Wallet | Fuel spends, wallet loads, gift cards, prepaid card loads, and voucher purchases |
| Payments & Charges | Cash advances, credit card bill payments, card fees, and other charges |
| EMI Transactions | Smart EMI and Dial-an-EMI transactions |
| Rent & Government | Rental payments and government-related transactions such as taxes and challans |
| Education Payments | Payments via third-party apps like CRED, Cheq, and MobiKwik (direct school/college payments are eligible) |
| Gaming Transactions | Online skill-based gaming transactions (MCC-5816) |
What is the value of 1 NeuCoin in Tata Neu credit card?
1 NeuCoin equals ₹1 and can be directly redeemed for purchases across Tata Neu and partner brands, making it a simple and transparent cashback system.
Can Tata Neu cashback (NeuCoins) be converted into cash or bank balance?
No, NeuCoins cannot be converted into cash or transferred to your bank account. They can only be used for purchases within the Tata Neu ecosystem.
How can I redeem Tata Neu cashback (NeuCoins)?
- NeuCoins can be redeemed across Tata Neu and partner platforms like BigBasket, Croma, Tata Cliq, Tata 1mg, Westside, IHCL hotels, Titan, and Tanishq.
- Via Tata Pay: Select Tata Pay at checkout and choose the number of NeuCoins to redeem.
- At offline stores: Share your registered mobile number at checkout and ask the cashier to apply NeuCoins to your purchase using OTP verification.
How many people can I refer on Tata Neu?
There is no limit to the number of people you can invite to Tata Neu. However, you can earn a maximum of 3,00,000 NeuCoins (equivalent to 600 successful referrals) per calendar month.
What is NeuPass and what are its benefits?
NeuPass is Tata Neu's exclusive loyalty program. Benefits include earning at least 5% NeuCoins on every spend (NeuCoins + Card rewards), free delivery on BigBasket, 1mg, and other partner brands (minimum order values apply), and exclusive member-only offers.
Do NeuCoins have an expiration date?
Yes, NeuCoins typically expire 365 days after they are earned. However, if you make a transaction or earn/redeem coins, the validity of your entire balance is often extended for another 365 days, keeping your rewards active.
Is lounge access free with Tata Neu credit card and what are the conditions?
| Feature | Tata Neu Infinity Card | Tata Neu Plus Card |
|---|---|---|
| Is Lounge Access Free? | No, milestone-based (₹50,000 spend per quarter required) | No, milestone-based (₹50,000 spend per quarter required) |
| Domestic Lounge Access | 2 visits per quarter (up to 8 per year) | 1 visit per quarter (up to 4 per year) |
| International Lounge Access | 4 visits per year (1 per quarter) | Not available |
| Spend Requirement | Minimum ₹50,000 per calendar quarter | Minimum ₹50,000 per calendar quarter |
Is there a Tata Neu Pay Later referral code?
Currently, Tata Neu Pay Later (Tata Pay Later) does not have a separate referral code or invite code. However, you can use the general Tata Neu app referral code (RAHU7325) while signing up to the app, which might unlock access to Pay Later services along with sign-up rewards.
How to refer Tata Neu app and earn?
To refer and earn on the Tata Neu app, go to the 'Refer & Earn' section in the app menu. Share your unique Tata Neu referral code or link with friends. When they sign up and make an eligible transaction, you both earn NeuCoins.
Is there a Tata Neu Forex Card or IndusInd Bank Forex Card referral code?
The Tata Neu IndusInd Bank Forex Card sometimes offers referral bonuses. While the standard Tata Neu referral code applies to the app and HDFC credit cards, check the Forex section in the app for any specific invite code or promotional bonus before applying.
Can I use a referral code for Tata Neu Personal Loan?
Tata Neu occasionally runs referral programs for personal loans. You can usually find if a specific Tata Neu personal loan referral code is active by checking the 'Loans' section in your Tata Neu app. New users can sign up to the app with code RAHU7325 to start.
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