Tata Neu Referral Code : RAHU7325 (Get ₹500 Bonus + 5% Cashback)
Enter the world of rewards and savings with the Tata Neu HDFC Bank Credit Card – powered by RuPay/Visa. Unlock savings of up to 10% and exclusive offers across fashion, groceries, electronics, medicines, flights and much more with NeuCard. Enjoy Tata Neu referral benefits including a ₹500 joining bonus and additional NeuCoins on your first spend.
Offer Details
How to sign up with Tata Neu referral code?
- 1
Click on the "Apply for TataNeu Credit Card".
- 2
Apply for the card using referral code RAHU7325.
- 3
Complete the application and once you get approved make transactions worth ₹3000 within 60 days.
- 4
You will get 500 Neu coins.
Key benefits of using Tata Neu
Up to 10% Cashback on Tata Neu App Purchases
Earn up to 10% back as NeuCoins when you shop via the Tata Neu app using Tata Neu Infinity card (5% card + 5% NeuPass benefits). This makes it one of the highest rewarding cards for groceries, electronics, and Tata brand spends.
Best Credit Card for BigBasket & Grocery Shopping
Get consistent high returns (~10%) on BigBasket orders via Tata Neu. Smart users split orders around ₹7,000 to maximize cashback within per-transaction limits.
Simple Rewards System (1 NeuCoin = ₹1 Value)
Unlike complex reward systems, Tata Neu offers direct value where 1 NeuCoin equals ₹1. There are no conversion losses, making cashback easy to track and redeem.
Earn Rewards on UPI Payments with RuPay Credit Card
Use Tata Neu Infinity RuPay card on UPI via Tata Neu app to earn up to 1.5% cashback on everyday payments, making it useful for daily transactions.
Extra Cashback on Tata Brands like Croma, 1mg & Tata Cliq
Get higher rewards when shopping across Tata ecosystem brands like Croma, Tata 1mg, Westside, and Tata Cliq. Returns are significantly higher when purchases are made through Tata Neu app.
High Returns on Gold & Jewellery Purchases (Tanishq & Titan)
Earn around 5–6.5% effective cashback on gold and jewellery purchases at Tanishq and Titan with Tata Neu Infinity card, making it one of the best cards for jewellery spending.
Unlimited Referrals: Earn up to 3 Lakh NeuCoins Monthly
Refer friends and family to earn 500 NeuCoins per successful referral. While there's no limit on invites, you can earn up to 3,00,000 NeuCoins (worth ₹3 Lakh) every calendar month.
NeuPass Membership: Free Deliveries & Exclusive Perks
Being a Tata Neu user grants you NeuPass benefits, including free delivery on BigBasket and 1mg (on eligible orders), early access to sales, and special member-only pricing.
Frequently Asked Questions
Tap to view answers
Does Tata Neu credit card offer flat 5% cashback on all transactions?
No, Tata Neu credit card does not offer flat 5% cashback on all transactions. Cashback (NeuCoins) varies based on spend category, Tata vs non-Tata brands, payment method, and whether you have an active NeuPass membership.
What are the joining and annual fees for Tata Neu Infinity and Plus credit cards?
| Fee Type | Tata Neu Infinity Card | Tata Neu Plus Card |
|---|---|---|
| Joining Fee | ₹1,499 (Currently ₹0 under limited-time offer) | ₹499 (Currently ₹0 under limited-time offer) |
| Annual / Renewal Fee | ₹1,499 + GST | ₹499 + GST |
| Annual Fee Waiver | Waived on ₹3,00,000 annual spend | Waived on ₹1,00,000 annual spend |
How much cashback can I earn per transaction with Tata Neu credit card?
| Transaction Type | Tata Neu Infinity Card | Tata Neu Plus Card |
|---|---|---|
| Tata brand spends (with NeuPass membership) | 10% back as NeuCoins | 7% back as NeuCoins |
| Tata brand spends (without NeuPass) | 5% back as NeuCoins | 2% back as NeuCoins |
| Non-Tata brand spends | 1.5% back as NeuCoins | 1% back as NeuCoins |
| Merchant EMI transactions | 1.5% back as NeuCoins | 1% back as NeuCoins |
| UPI payments via Tata Neu UPI ID | 1.5% back as NeuCoins | 1% back as NeuCoins |
| UPI payments via other apps (GPay, PhonePe, etc.) | 0.5% back as NeuCoins | 0.25% back as NeuCoins |
Which transactions are not eligible for cashback (NeuCoins) on Tata Neu credit card?
| Category | Transactions Not Eligible for NeuCoins |
|---|---|
| Fuel & Wallet | Fuel spends, wallet loads, gift cards, prepaid card loads, and voucher purchases |
| Payments & Charges | Cash advances, credit card bill payments, card fees, and other charges |
| EMI Transactions | Smart EMI and Dial-an-EMI transactions |
| Rent & Government | Rental payments and government-related transactions such as taxes and challans |
| Education Payments | Payments via third-party apps like CRED, Cheq, and MobiKwik (direct school/college payments are eligible) |
| Gaming Transactions | Online skill-based gaming transactions (MCC-5816) |
What is the value of 1 NeuCoin in Tata Neu credit card?
1 NeuCoin equals ₹1 and can be directly redeemed for purchases across Tata Neu and partner brands, making it a simple and transparent cashback system.
Can Tata Neu cashback (NeuCoins) be converted into cash or bank balance?
No, NeuCoins cannot be converted into cash or transferred to your bank account. They can only be used for purchases within the Tata Neu ecosystem.
How can I redeem Tata Neu cashback (NeuCoins)?
- NeuCoins can be redeemed across Tata Neu and partner platforms like BigBasket, Croma, Tata Cliq, Tata 1mg, Westside, IHCL hotels, Titan, and Tanishq.
- Via Tata Pay: Select Tata Pay at checkout and choose the number of NeuCoins to redeem.
- At offline stores: Share your registered mobile number at checkout and ask the cashier to apply NeuCoins to your purchase using OTP verification.
How many people can I refer on Tata Neu?
There is no limit to the number of people you can invite to Tata Neu. However, you can earn a maximum of 3,00,000 NeuCoins (equivalent to 600 successful referrals) per calendar month.
What is NeuPass and what are its benefits?
NeuPass is Tata Neu's exclusive loyalty program. Benefits include earning at least 5% NeuCoins on every spend (NeuCoins + Card rewards), free delivery on BigBasket, 1mg, and other partner brands (minimum order values apply), and exclusive member-only offers.
Do NeuCoins have an expiration date?
Yes, NeuCoins typically expire 365 days after they are earned. However, if you make a transaction or earn/redeem coins, the validity of your entire balance is often extended for another 365 days, keeping your rewards active.
Is lounge access free with Tata Neu credit card and what are the conditions?
| Feature | Tata Neu Infinity Card | Tata Neu Plus Card |
|---|---|---|
| Is Lounge Access Free? | No, milestone-based (₹50,000 spend per quarter required) | No, milestone-based (₹50,000 spend per quarter required) |
| Domestic Lounge Access | 2 visits per quarter (up to 8 per year) | 1 visit per quarter (up to 4 per year) |
| International Lounge Access | 4 visits per year (1 per quarter) | Not available |
| Spend Requirement | Minimum ₹50,000 per calendar quarter | Minimum ₹50,000 per calendar quarter |